Razorpay Netbanking and UPI Processing 

You can choose to accept Netbanking and United Payments Interface (UPI) payment methods with your Razorpay gateway. However, you must review the following conditions that apply:

• Enable Netbanking and UPI in your Razorpay gateway.
• Netbanking Emandates and UPI mandates payment methods differ from conventional Netbanking and UPI which are used for P2P or A2A transfers. Chargebee's implementation of Netbanking mandate and UPI mandates are optimized for recurring payments and adhere to limitations prescribed by Razorpay and banks.

Checkout Flow 

Let's review the checkout flow for Netbanking and United Payments Interface (UPI)

Netbanking 

1. Review the details of the order and click Proceed to checkout.

   

2. Enter the applicable account details and billing address. Click Next to proceed.

3. Click the Netbanking tab and enter your account details. Click Next to proceed.

   

4. Review the mandate details which include the following conditions:

   • The validity for this recurring mandate is set to 10 years.
   • The maximum billing amount is set for INR 10,00,000 (Ten Lakhs).
   • The frequency is set up to be honored whenever a payment request is presented.
     

5. Click Proceed to review.

6. Click Pay to complete the transaction and you are rediected to your bank's website.

   

7. Complete the authentication on the bank's page to complete the transaction.

8. After successful authentication, customers are redirected back to the checkout page to confirm the transaction is complete.

United Payments Interface (UPI) 

1. Review the details of the order and click Proceed to checkout.

   

2. Enter the applicable account details and billing address. Click Next to proceed.

3. Click the UPI tab, enter details including phone number and UPI ID. Click Next to proceed.
   Note: Any errors with the UPI id will prevent you from making further progress.

   

4. Review the details of the mandate which include the following conditions:

   • The validity of the recurring mandate is set to be 10 years.
   • The maximum amount is fixed to be INR 5000.
   • The frequency can be set to once a month(monthly) only.
     

5. Review the details and proceed to complete the transaction.

   

6. Access the UPI application where the payment is initiated and approve the payment request to complete the transaction.

View Customer Subscription Details 

After successfully completing the transaction, the payment method is now aligned to the subscription and can be viewed on the subscription page as shown below:

UPI

Netbanking